What to Expect

Issue Visa cards — physical and virtual (tokenized) — for your users, powered by a Card Management System built entirely in-house. Chari holds a Visa Associate License with dedicated BINs, sponsored by Bank of Africa, and a 7-year partnership with Visa. Cards are customizable and branded to partner specifications, issued automatically when a payment account is opened.

Key features:

Strategic partnerships: Card issuing is backed by strategic partnerships with industry leaders.

  • Visa Associate License & dedicated BINs:Visa Associate Member sponsored by Bank of Africa, with dedicated BINs for issuance

  • 7-year Visa partnership:Long-term agreement signed for card issuing

  • Customization and branding:Cards branded to partner specifications, issued automatically upon account opening

  • Physical and virtual card issuance : Visa cards, physical and virtual (tokenized), for in-store and online use. Instant provisioning upon account opening

  • Proprietary Card Management System (CMS) : Built entirely in-house. Full card lifecycle management — activation, suspension, renewal, replacement. APIs enabling partners to manage cards directly within their own application

  • Configurable payment controls : Spending limits, withdrawal caps, merchant category restrictions, and geographic controls, adjustable in real time

  • ATM withdrawal : Cardholders can withdraw cash at ATMs using their Visa card

  • Transaction enrichment : Transaction data cleaned, categorized, and enriched to give users a clear view of their spending

  • Centralized spending history : Centralized, traceable transaction history that can serve as a basis for credit scoring and access to financing

  • Seamless integration : Full integration with payment accounts and settlement, ensuring funds are instantly available for card use

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