What to Expect

Onboard your customers in under five minutes — securely and compliantly. The API-first onboarding engine unifies KYC (Know Your Customer) and KYB (Know Your Business) into a single flow, adaptable to any profile: individuals, SMEs, corporates, or CICO network agents.

Key features:

Verification process: Onboarding is unified into a single API-first flow covering both KYC and KYB.

  • KYC (Know Your Customer):Document scanning, facial recognition, and database checks to instantly validate the identity of individuals

  • KYB (Know Your Business):Company registration verification, UBO identification, and business document validation for SMEs and corporates

  • Automated identity verification : Document scanning, facial recognition, and database checks to instantly validate the identity of individuals and business representatives

  • Customizable risk scoring : Define your own eligibility criteria and risk parameters with customizable profiles, adapting the onboarding journey to each client type

  • Sanctions screening : Continuous, real-time screening against local and international watchlists, PEP databases, and sanctions lists, ensuring compliance with Moroccan AML regulations

  • Lifecycle management : Tools for ongoing KYC/KYB management — scheduled re-verifications, dynamic risk reassessments, and record updates throughout the customer relationship

  • Agent network onboarding : Dedicated process for onboarding proximity agents — payment account opening, CICO operations authorization, liquidity management training, and service quality standards

Onboarding KYC / KYB 1
Onboarding KYC / KYB 2
Onboarding KYC / KYB 3